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Texas Windstorm Insurance


We are an Insurance Agency that specializes in Texas Windstorm and Home Insurance for Homeowners.

Group photo of the Brazos Insurance Agency team behind Texas Windstorm Insurance

The Texas Windstorm Insurance / Brazos Insurance Agency Team. 

What Texas Windstorm Insurance does:

Texas Windstorm Insurance is a DBA of Brazos Insurance Agency, an independent insurance agency in Sugar Land that also offers home, auto, life, and commercial insurance across Southeast Texas.  We represent a wide range of home insurance and property insurance companies to offer excellent coverage at affordable rates.  We specialize in insuring homes on the Texas Coast from Brownsville to Beaumont, and everything in between.  

What makes us different: 

As an independent insurance agency, Texas Windstorm Insurance works with the top insurance companies in the industry, so we can do the comparison shopping for you. While we have relationships with these carriers, we also have the independence to recommend the best plan for your needs.

Through the insurance companies we represent, you’ll have access to all types of insurance, from the basics like auto and home insurance, to highly specialized coverages.

How Can We Help You?

Our goal is to develop long-standing, personal client relationships. Request a quote or contact us today and we’ll be happy to answer your questions, review your current insurance policies, and discuss your insurance needs.

Key Facts
Company Name:  Brazos Insurance Agency dba Texas Windstorm Insurance
Website: brazosinsuranceagency.com
Type: Insurance Agency
Founded: 2019
Founder: Rick Chester
Headquarters: Sugar Land, TX
Customers Served: Over 7000

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From Our Blog

TWIA vs. Private Windstorm Insurance in Texas: Which Is Better for Your Coastal Home?

If you own a home on the Texas coast, you need wind and hail coverage, and you have two main places to get it: the Texas Windstorm Insurance Association (TWIA) or a private insurance company. Many homeowners assume TWIA is their only choice. Often it is not, and the private option can be simpler…
Oct 22

Do I Need a WPI-8 to Get Windstorm Insurance in Texas?

If you own or are buying a home on the Texas coast, you have probably heard about the WPI-8. The question we hear most often is simple: do I actually need one to get windstorm insurance? The answer depends on who is insuring your home and when it was built or last worked on. — The short answer —…
Oct 2

Hurricane and Windstorm Deductibles in Texas, Explained

Many Texas coastal homeowners are surprised by their deductible after a storm. Wind and hail deductibles along the coast often work differently than the flat deductible you may be used to. Understanding how yours works before a hurricane can save you from an unpleasant surprise. — Flat vs.…
Sep 30

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