Get a Sinton Windstorm Quote
Send us your Sinton or Taft address and tell us about your roof and any outbuildings. We will compare wind and hail options for your San Patricio County property and follow up.
Windstorm insurance in Sinton and Taft
Sinton is the San Patricio County seat, with Taft nearby, inland from Corpus Christi Bay and Copano Bay. Hurricane Harvey made landfall near Rockport in 2017, and San Patricio County was part of its initial landfall zone, under an extreme wind warning as the storm came ashore. A windstorm policy helps pay to repair wind and hail damage when your homeowners policy does not.
Inland does not mean out of reach
Being a few miles from the bay can help with private carrier options, but strong storms keep their wind well inland. Your roof age, construction, and detached structures all matter, so we look at your specific property and compare the options that fit it.
TWIA and private coverage
San Patricio County is one of TWIA's first-tier coastal counties, so homes here can qualify for TWIA when private wind coverage is not available. We check private carriers first. TWIA generally requires a private-market declination, a windstorm certificate where one applies, and a home in good repair.
Flooding
Windstorm insurance does not cover flooding. Ask us about flood insurance too, even if your home is not near the water. Flood policies usually have a 30-day waiting period.
Request your Sinton windstorm quote
Use the quote form above. We also serve Portland, Aransas Pass and Ingleside, Corpus Christi and Rockport. Review TWIA coverage and eligibility requirements.
Learn more about Texas windstorm insurance, see what windstorm insurance costs, or compare TWIA vs. private windstorm insurance.
Sinton & Taft Windstorm Insurance FAQs
No law requires it, but if you have a mortgage, your lender will require wind and hail coverage. Sinton and Taft are in San Patricio County, and many homeowners policies in the Texas coastal counties exclude wind and hail, so most homeowners here need either a separate windstorm policy or a homeowners policy that includes wind. Without it, a hurricane or hailstorm could leave you paying for roof and structural damage yourself.
There is no single price. Your premium depends on your home's exact location, age and construction, roof type and age, coverage amount, and deductible. The fastest way to know your cost is a quote. Send us your address and we will compare private carriers and TWIA. Request a Sinton windstorm quote.
See what drives your price in our Texas windstorm insurance cost guide.
A WPI-8 is a windstorm certificate of compliance from the Texas Department of Insurance, not a city permit, and it matters most for insurance. San Patricio County is in TWIA's coastal area, so a home built, added on to, or repaired (including re-roofed) since January 1, 1988 generally needs a WPI-8, WPI-8-E, or WPI-8-C to qualify for TWIA coverage. Search for existing certificates with the TDI windstorm certificate lookup, or read our WPI-8 certificate guide.
Most likely. Your lender will usually still require wind and hail coverage, and hurricane-force wind can reach well inland. What matters is whether your homeowners policy already includes wind and hail, so send us your declarations page and we will check.